The first step is to gather all the relevant information, such as your medical invoices, insurance policies, and medical codes. How a Medical Bill Negotiator Can Help You Save Money. Patients occasionally face unforeseen medical expenses that they are unable to pay, which may prevent them from getting necessary medical procedures. Negotiators often have years of experience in dealing with insurance companies and are well-versed in medical billing codes and procedures. A bill negotiator does research on your bills and negotiates with insurance companies and service providers to reduce the bills and fees that you are charged. It should come as no surprise that medical expenses may add up rapidly, especially if you have little control over how much they will cost.
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